Ramify is an innovative platform in the field of wealth management, offering personalized portfolios by combining elements of research and business expertise. Our objective is to allow each client to access an investment portfolio adapted to their vision of risk, their projects and their values, while maximizing gains and minimizing costs, particularly tax ones.
Investment management is taken care of in its entirety by Ramify. From the creation of the investment project, we take care of the selection of assets such as ETFs, funds, individual stocks, and even cryptocurrencies. Additionally, we also manage dividend reinvestment and take into consideration taxes and fees to ensure optimal portfolio allocation.
At Ramify, we understand that each customer has unique needs and specific values. This is why the portfolios we recommend are designed to find the best balance between accepted risk, net-of-tax gains and client values, whether ecological, governance, regional, or others.
One of the keys to our success is our commitment to frequently reevaluate our clients’ investments and automatically adapt them if necessary. In addition, to minimize costs, we use our trading experience and study the tax situation of each client, exploiting all available investment envelopes.
The concept of Ramify is based on the idea that everyone should be free to discover, choose and dare to invest for their financial future. Unfortunately, financial knowledge is not equally accessible to everyone. Studies have shown that a lack of financial literacy can contribute to wealth inequality.
In a world where financial products have become commodities, many people underestimate the need to prepare financially for the future. Building assets requires good guidance, access to the best products and optimization of investments in a relevant manner.
This is where Ramify comes in to revolutionize wealth management in Europe. Our approach combines know-how and technology, making it possible to design the first multi-product advisory and management solution, covering a broader universe of investments such as ETFs, SCPI, cryptocurrencies and private equity. This holistic approach allows us to define and operate a 360° investment strategy, entirely personalized for each investor.
Our mission is to make wealth management accessible to all investors, regardless of the amount of their assets. Whether you have €1,000, €50,000 or €100,000 to invest, you deserve to be properly supported in your financial procedures.
At Ramify, we believe that the financial future should be in everyone’s hands. Our modern approach, combined with cutting-edge technology, aims to democratize access to the best investment opportunities and give every individual the means to achieve their financial goals.
By choosing Ramify, you are opting for a solid partnership, where expertise meets innovation to offer you an unrivaled wealth management experience in Europe.
What problems does Ramify solve?
Ramify allows you to invest in different asset classes from the same platform. The fees offered by Ramify are the lowest on the market.
For whom your Product/ Service is for?
For all investors wishing to grow their savings
What makes you stand out from the crowd?
Low fees and a wide choice of financial products.
What are your future plans?
Continue to improve our service and offer more products
About The Founders
Co-founder & Chief Investment Officer: As Portfolio Manager at Goldman Sachs Asset Management, Olivier develops and implements quantitative and systematic strategies. Geek, mathematical but above all curious, he uses all types of data to predict stock market movements, currencies and optimize his clients’ investment portfolios.
When he visits his parents in France, he looks at the accounts of their investments…and is disillusioned. Like many others, they do not have the attention of their banking advisor, although he pays him handsomely. He therefore decides to help them: he begins to create a savings strategy that adapts to each person, to each life project… And he meets Samy again, his school friend.
Co-founder & Chief Executive Officer: Samy is a former member of Oliver Wyman, a consulting firm specializing in the financial industry. He advises major clients on projects combining finance, strategy, and operational management. During his missions, he understands that financial knowledge and education are not widespread in the company, even within the most seasoned organizations. And what about smaller structures, such as start-ups and the self-employed… He clearly senses that the new generation has reservations about savings and finance in general. There must be a better way to support them, particularly through learning and technology.
During an MPG discussion, Samy innocently broaches the subject with Olivier. And it’s a match! They make the same observation: everyone has the right to be armed to build their heritage! They embark on an adventure, and surround themselves with the brightest people they know.
Founding Date: 2021-12-31
Number Of Employees: 11-50
Contact Number: 33780900582