About MoneyTap

MoneyTap is India’s first app-based personal credit line, offered in partnership with banks. With the tap of a button, the app lets you borrow as little as Rs. 3000 or as much as Rs. 5 lakhs depending on your credit limit that is set by our banking partners. More importantly, you pay interest only on what you use.

A line of credit is a ready source of funds (money) for both personal and business needs. It allows you to access funds up to the maximum limit and requires a minimum monthly payment for a specific tenure. A personal credit line works like a revolving account where you can withdraw money, make monthly payments based on your convenience and spend the money again in a virtually never-ending cycle. You just need to make sure that you make timely repayments and do not exceed the approved credit line amount.

The best part about a personal line of credit is its built-in flexibility that allows you to borrow and spend as and when you need funds, and pay interest only on the amount withdrawn from your revolving line of credit.

What problems does MoneyTap solve?

No long bank queues or application form. Get approved for a credit line once and use it anytime, anywhere, 24×7.

For whom your Product/ Service is for?

  • Salaried professionals
  • Self-employed professionals
  • Loan seekers

About The Founders

Bala was one of the co-founders of Angelprime (now Prime Venture Partners), a seed – stage fund based in Bangalore. From 2011 – 2016 he was deeply involved in companies such as ZipDial (acquired by Twitter), Ezetap, SmartOwner, Vidgyor, Happay, HackerEarth, Synup,, Quizziz and more.

Bala has built three companies, one of them being Snapfish, bought by Hewlett Packard in 2005. As General Manager and MD for Snapfish International, he led its growth into becoming the world’s largest online photo site with 100M+ users, and expansion into 20+ countries in Europe and the Asia Pacific.

Founding Date: 2015-10-20

Industry: Mobile App

Number Of Employees: 1-10

Headquarters: Bangalore, India


Android App URL:

iOS App URL:



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Bangalore Office

Gamma Block, Varthur Rd,
Varthur Kodi, Palm Meadows,
Whitefield, Bengaluru,
Karnataka 560066


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